We're Reducing
Our Interest Rates
New Interest Rates will be effective
10th April 2024.
What Loans Are Being Reduced?
Apply online today – it’s quick and simple and, if you already have one of these loans, there is no need to do anything.
We will apply the reduction to your repayments.
98% Approval Rate
Applying is quick and easy and there’s a 98% chance you’ll be approved!
Flexible Repayments
Choose between weekly, fortnightly or monthly repayments.
No Early Repayment Fees
You won’t be charged extra fees if you decide to pay your loan back early.
FAQ
No – we will look after amending your new repayment amount
- If you are paying by payroll deduction – We will contact Killarney to change the deduction amount
- If you are paying by Direct Debit – We will change the amount
You will need to contact St. Raphael’s Garda Credit Union to change the Standing Order amount.
That is not a problem, if you wish to keep your repayments the same please email loans@straphaelscu.ie with your request.
Yes, any over repayments in place will stay.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Other Information
Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.