Fixed Term
Deposit Accounts

St. Raphael's Fixed Term Deposit Accounts

We are delighted to offer our members two Fixed Term Deposits at competitive interest rates. 

Limited amount of funds available on a first come first served basis. 

1 Year Fixed Term Deposit

Interest Rate 2% 

3 Year Fixed Term Deposit

Interest Rate 5%

FAQ

Most frequent questions and answers

You’ll need to complete an application form and send it into St. Raphael’s Garda Credit Union, Freepost DN5216, 1-2 Fox & Geese, Naas Road, Dublin 22 – Application Form

Minimum is €10,000

Maximum is €50,000

Only one lodgment can be made into the account. 

You are permitted to open both a 1 Year Fixed Term Deposit Account and a 3 Year Fixed Term Deposit Account. However, you will need to submit separate application forms for each account. 

Interest will be paid at maturity of your fixed rate deposit account and subject to DIRT which is deducted at source. 

If you are applying for a DIRT exemption, please fill out the DE1 Form and return to St. Raphael’s Garda Credit Union, Freepost DN5216, 1-2 Fox & Geese, Naas Road, Dublin 22 – DE1 Form