Student Garda Loan

Exclusive low rate for student garda

4.50% variable

Calculate your loan repayments

Borrow up to €20,000 over 5 years

Please Note That This Calculator Only Provides An Indicative Quote And Actual Repayments And Cost Of Credit May Vary.

98% Approval Rate

Applying is quick and easy and there’s a 98% chance you’ll be approved!

Flexible Repayments

Choose between weekly, fortnightly or monthly repayments.

No Early Repayment Fees

You won’t be charged extra fees if you decide to pay your loan back early.

How to apply

What Documents you need

For all applications:

Copy of your most recent payslip

In some cases we may request:

Bank Statements - 3 most recent
Proof of ID, Address or PPSN

Interested in our other loans?

Try our mortgage calculator to see how much you can borrow and to calculate your repayment

Mortgages2.95% variable

One of the lowest car loan rates in Ireland.

Car Loan5.45%

Holidays, special occasions, household expenses and more.

Everyday Loan8.25%

Home renovations, extensions and more. Borrow between €25,000 - €100,000.

Home Improvement4.75%

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Other Information

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. A typical €10,000 five year loan with a variable interest rate of 4.5% and 4.59% APR (Annual Percentage Rate), where the APR does not vary during the term, would have monthly repayments of €186.43 and the total cost of credit (the total amount repayable less the amount of the loan) would be €1,185.81.

Loan cannot be topped up after attestation. Payroll deduction only. Loan available to new Garda recruits only.