4.15% variable
You can choose between using a One Stop Shop or your own supplier.
A Green Loan can be used for any of the purposes listed below.
We’ll transfer the funds directly to your supplier. Payments cannot be made to applicants.
St Raphael’s have partnered with Pro Energy and SEAI to offer a one-stop-shop to increase your home’s energy efficiency.
Yes, we require proof that you have received a grant from SEAI to proceed with your loan with the exception of windows and doors. Windows and Doors do not require proof of grant approval.
One Stop Shops are provided by SEAI to offer homeowners all of the services required for a complete home energy upgrade. Private operators will manage the entire process for you, from the initial assessment of your home, through to the final BER. St. Raphael’s have partnered with ProEnergy Homes to provide this service.
ProEnergy Homes provide an one stop shop for homeowners who want to bring the energy rating of their home to BER B2 or higher. You can find more info here
No, the Green Loan applies to works relating to improving the efficiency of your home only. For other works, please ask about our Home Improvement Loan or Everyday Loan.
No, at the moment, the Green Loan applies to homes only.
Yes, you can top up your loan , online, by email or by phoning us on 0818 247 365.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. A typical €20,000 five-year loan with a variable interest rate of 4.15% and 4.24% APR (Annual Percentage Rate), where the APR does not vary during the term, would have monthly repayments of €369.69 and the total cost of credit (the total amount repayable less the amount of the loan) would be €2,181.40.
Funds must be made payable to a 3rd party.
Please note that this calculator only provides an indicative quote and actual repayments and cost of credit may vary.